Tip 1.  Check with your employer.

This is the logical first step.  Whether your employer provides a health insurance package for their employees doesn't matter.  Employers almost always have extensive knowledge concerning health insurance issues - even if they don't offer it.  Bring up the subject with your supervisor.  Ask what he/she knows about it.  You will likely be surprised.

If your employer offers health insurance benefits and you qualify, your health insurance search just might be over.  Find out as much as you can about their employee package, as soon as possible.  There may be a time delay before you can qualify for benefits.  If so, you may need to pick up a Short-Term insurance plan to cover the time that you are ineligible for coverage.  Whatever you do, don't go without coverage.  It's not worth the risk


Tip 2.  Visit Healthcare.gov.

Visit: Healthcare.gov to discover what health insurance plans are available in the West Hollywood, CA region.  You will find all sorts of valuable information that can help you to make a smart health insurance choice.  Take a moment to review the meaning of health insurance terms like: Deductible, Coinsurance, and Maximum-out-of-pocket.  Having a good grasp of the meaning of such terms will simplify your decision making process.


Tip 3.  Contact a health insurance coverage specialist.

Speaking with a true health insurance specialist will be the best way to sum up all the information you acquired, and turn it into a smart health plan choice.  When it comes to choosing the right health care plan, knowledge and expertise are an irreplaceable necessity.  A good insurance agent can help you with all aspects of the health insurance plan purchasing process.  Because their expert assistance is normally free, getting assistance from a licensed insurance professional is a smart, sensible step in any insurance purchasing decision.

Choosing a health insurance plan is not something to take "lightly".

When looking for a low-cost, high-quality health insurance plan, there are numerous factors to consider.  Unless you are a practicing insurance broker that works with health insurance plans on a daily basis, there are several key issues that you are likely to overlook.  A large number of Americans not thrilled with their health-care coverage.  However the reason for this frequently is not the health plan. More often than not, dissatisfaction with a health insurance plan is caused by the customer selecting a plan without fully comprehending its benefits.  Unfortunately, most people do not learn how their health insurance plan works until after they have had a medical problem.  You do not want to discover the actual meaning of terms like "deductible" or "coinsurance" after you incur a medical bill.  Make sure you are covered by the right health insurance plan - before you need to utilize it.



Why finding affordable coverage is often quite difficult.

Finding quality, low-cost health insurance can be challenging for a variety of reasons.  To begin, health insurance in the United States is undergoing a transformation.  The Affordable Care Act health insurance plan portfolio is available to more Americans.  Subsidies are available to an increasing number of people.  All of these changes have resulted in an avalanche of new information being published online.  Regrettably, a great deal of that information is either incomplete or inaccurate.  The average consumer has a hard time figuring out what's what.

In addition, with so many other things to concern themselves with, most people do not put a lot of time into keeping up with the intricacies of U.S. health insurance.  They need help.  They need a licensed health insurance broker that is willing to concisely explain the various new options that are available to them.  In California these days, finding that expert help can be challenging. 


ACA is more affordable.

In California, Affordable Care Act (ACA) health insurance plan options are more affordable than they were in previous years.  This is because the subsidies provided by the federal government are larger.  In addition, more Americans now qualify for a subsidy.



We can help.

We understand how difficult it can be to choose the best plan for you and your family's needs.  Plan benefits, physician networks, deductibles, Rx coverage, and other components of a health insurance plan, should all be carefully considered.

Our licensed insurance professionals are happy to assist in sorting through all of the details in order to acquire a quality, affordable health insurance plan that meets the needs of you and your family.  Our services are free.  call now.    (424) 257-3314